Since 2022,
our mission centers on uplifting Indonesia's informal and gig workers and unlock the potential of Indonesia's gig economy.

As a fintech company, we prioritize both financial inclusion and literacy, recognizing their equal importance.

Our ultra-micro in-app credit ensures that users only borrow manageable amounts within the platform. This approach mitigates the risk of users taking out loans that they may later struggle to repay, promoting responsible borrowing practices. Through our closed-loop disbursement system, we ensure the efficient use of funds by restricting users to utilize the credit solely for purchasing working capital products. This targeted approach promotes responsible spending and contributes directly to the improvement of users' livelihoods.

B2B2C Closed-loop 
Working Capital Facility

The closed-loop model of the facility restricts credit spending to essentials like fuel, cellular data, electricity tokens, and food.

By limiting spending options, it encourages responsible credit usage by ensuring that users prioritize essential needs over non-essential purchases.

This approach helps users manage their finances more prudently and reduces the risk of overspending.

Our In-App Ecosystem

Close-loop Disbursement

we ensure the efficient use of funds by restricting users to utilize the credit solely for purchasing working capital products. This  approach promotes responsible spending.

Flexible Payment Terms

Helping users to manage their budgets and making working capital more affordable. Our flexible terms can improve credit scores through consistent payments.

Manageable
In-App Limit

Our ultra-micro in-app credit mitigates the risk of users taking out loans that they may later struggle to repay, promoting responsible borrowing practices.

Registered in:
009852.01/DJAI.PSE/11/2023
Office
Menara Cakrawala 12th Floor Unit 5A, Jl. M.H. Thamrin No.Kav. 9, Kec. Menteng, Daerah Khusus Ibukota Jakarta 10340
Contact
+62 859 1068 57412
+62 851 5501 3992
info@getpinj.com
© 2024 PT. Pinj Teknologi Indonesia. All rights reserved.